Co-pay vs copartnership: Prefix hyphenation in AmE
Solution 1:
The decision to hyphenate or not hyphenate is purely stylistic, thus the authority on the matter would be whatever style guide your publisher/editor/teacher uses.
There are numerous style guides, none of which is more correct than any other.
One commonly used style, called APA Style offers these guidelines:
General Principle 1
If a compound adjective can be misread, use a hyphen.
General Principle 2
In a temporary compound that is used as an adjective before a noun, use a hyphen if the term can be misread or if the term expresses a single thought (i.e., all words together modify the noun)...
Also use hyphens for
Compounds in which the base word is
- capitalized: pro-Freudian
- a number: post-1970
- an abbreviation: pre-UCS trial
- more than one word: non-achievement-oriented students
All "self-" compounds whether they are adjectives or nouns
- self-report
- self-esteem
https://www.apastyle.org/learn/faqs/when-use-hyphen