Is there a word to describe the portion of one's total funds that may be spent as opposed to the portion which must be held on to? [closed]
I cannot think what else I might add...
- Disposable income is net income. It's the amount left over after taxes.
- Discretionary income is the amount of net income remaining after all basic necessities are covered.
- Economists monitor these numbers at a macro level to see how consumers are saving, spending, and borrowing.
https://www.investopedia.com/terms/d/disposableincome.asp
Available Asset
- An asset that is not being used as collateral on a loan and may therefore be sold or donated. In other words, an available asset is any asset with no restrictions on its use.
- See: Liquid asset.
https://financial-dictionary.thefreedictionary.com/available+asset