What is a better way of saying modest budget? [closed]

I am trying to come up with a word or words to describe someone's financial situation that is not too low or too high. In other words, they can afford nice things (not low end), but they don't have or want to spend a lot of money on over-the-top, high-end items. I don't want to imply they have little means or are cheap.

I am writing a blog on interior design, cooking, and lifestyle. On my "About Me" page, the first paragraph states the following:

Creating a rich lifestyle on a modest budget can be challenging but also rewarding. I’m a firm believer that you don’t have to spend a fortune to have a well-designed home and pleasurable experiences you love sharing with family and friends. Inspiration and ideas are everywhere -- at a museum, outside in nature, online, in a book or at a restaurant.

Solution 1:

Go for something more creative and metaphorical. All the expressions like modest budget are over-used and make people fall asleep. For example:

...create a filet mignon lifestyle on a roast beef budget...

...live a Godiva life on a Hershey's salary...

You get the idea :-)