What should I make money for?

I'm currently level 49 with my Altmer Battlemage and have about 75k of gold. I'd like to know whether there is any sense in saving my money.

Is there anything really expensive in the game on higher levels? Will I need the money for crafting dragon armor? May I need it for crafting? Is there anything challenging I can try with my money where I have the risk of losing it?

Solution 1:

The only really expensive items in the game are the houses that you can purchase and upgrade in the major holds. Even if you haven't purchased any of them yet, your 75,000 in gold is plenty to buy them all.

Have you purchased all the spells that you want from the teachers at the Mage's College? Again, you'll come nowhere close to burning through 75K of gold.

Finally, having a decent chunk of gold is useful as an investment fund for leveling your smithing/enchanting. You can buy large amounts of animal skins, iron ingots, soul gems, etc. Craft a bunch of equipment and throw enchantments on them to level up. In the vanilla game, you'll typically make back more than your original investment when you're reselling in the enchanted gear, assuming you can find enough merchants with enough funds to buy them all. As before, 75K is WAY more than enough to get this going.

Short answer, you've got plenty of money, don't worry that you'll waste it in some way.

Solution 2:

If you are playing on PC and using the Steam version there is an achievement for having 100k gold.

Solution 3:

Paying teachers is what I spent the majority of my gold on. 75k can be spent pretty fast if you're at a high skill level and train 5 times each player level.