What is the easiest to create a module (which contain lots of html elements) instead of using appendChild?

I am trying to create a module that contains a huge group of html elements in Javascript and use for loop to create many of the module. The below is an example (I have more of html elements in the module, but in order to a create a minimal example, I reduce most of them.

function create() {
  for (let i = 0; i < 20; i++) {
    let img = document.createElement('img')
    //img.src = source[i].url
    let pho = document.createElement('div')
    pho.className = 'pho'
    let button = document.createElement('button')
    button.textContent = "♡"
    let border = document.createElement('div')
    let hr = document.createElement('hr')
    pho.appendChild(button)
    pho.appendChild(img)
    border.appendChild(hr)
    border.appendChild(pho)
    document.body.appendChild(border)
  }
}
create()

In the above example, I am trying to use appendChild to create a parent element (border) that contain several children elements.

It works find, but the code looks too massy and hard to deal if I have more of them.

Could anyone suggest me a better way of doing this?

Thanks for any responds!

Use an HTML string instead?

const createBorder = (url) => {
  const div = document.body.appendChild(createElement('div'));
  div.innerHTML = `
    <hr>
    <div class="pho">
      <button>♡</button>
      <img>
    </div>
  `;
  // avoid XSS vulnurabilities by not interpolating the dynamic value
  // directly into the HTML string
  div.querySelector('img').src = url;
};
function create() {
  for (let i = 0; i < 20; i++) {
    createBorder(source[i].url);
  }
}