D3 Image SVG not showing
If you don't want to use a pattern you can instead clip the image with the circle.
In the next example I'm using a circle and an image both centered around the point x=0,y=0. Next I'm translating the image to the desired position, the one that in your code is the center of the circle. The image is clipped with the circle.
<svg viewBox="0 0 1100 600" style="background-color: steelblue;">
<defs>
<image id="chara_avatar" xlink:href="https://images.unsplash.com/photo-1490730141103-6cac27aaab94?ixlib=rb-1.2.1&ixid=MnwxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8&auto=format&fit=crop&w=2070&q=80" width="189.63000000000002" height="126.42000000000002" x="-94.185" y="-63.21"></image>
<clipPath id="cp">
<circle id="c" r="63.21000000000001" style="fill:red; stroke: black; stroke-width: 3px; cursor: pointer;"></circle>
</clipPath>
</defs>
<use transform="translate(509,526.75)" xlink:href="#chara_avatar" clip-path="url(#cp)"></use>
<use transform="translate(641.6925207050258,483.6355864801444)" xlink:href="#chara_avatar" clip-path="url(#cp)"></use>
</svg>
You can do the same for every circle.
This could be achieved by adding as many SVG <image>
elements in appropriate location as circles needed.
Then you would use <clipPath>
with <circle>
inside them and "link" each circular clipPath to each <image>
. Again the location of each circle should match the image it has to clip.
Attached a working codepen
Snippet:
<svg viewBox="0 0 1100 600" style="background-color: steelblue;">
<defs>
<clipPath id="clip-circle-0">
<circle r="50" cx="100" cy="100"></circle>
</clipPath>
</defs>
<image href="https://images.unsplash.com/photo-1490730141103-6cac27aaab94?ixlib=rb-1.2.1&ixid=MnwxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8&auto=format&fit=crop&w=2070&q=80" x="50" y="50" width="100" height="100" style="clip-path: url(#clip-circle-0)"></image>
</svg>