A word for a sale that is not an installment but actually paid in full

Solution 1:

I really like the answers given above. For what it's worth, I suggest lump sum

an amount of money that is paid at one time : a single sum of money

The bonus is paid out in a lump sum.

[Merriam-Webster]

Solution 2:

"Buying something outright" means buying in full without any hire purchase, installment plan, or other arrangement.

Lexico has as one meaning of outright "Not by degrees or instalments." Example sentence: "they decided to buy the company outright"

Merriam-Webster defines it in rather formal terms as "made without encumbrance or lien".

You'll see it widely used in websites on personal finance e.g.

  • https://www.drivesmart.co.uk/hpoutrightpurchasepersonal.aspx
  • https://www.money.co.uk/guides/what-is-the-best-way-to-pay-for-a-new-car.htm