Is PS+ mandatory for PSN account?
Is a monthly membership in the PSN necessary just to buy a game now and again to play? I just bought a PS4 and agreed to a trial membership but do I have to continue a monthly membership to shop for games?
Solution 1:
TL;DR You don't need to pay to buy games online, only to play them online with other players.
I think you may have some confusion between the PlayStation Network (PSN) and PlayStation Plus.
PSN is completely free, and is just the name for the PlayStation's content distribution service: you use it to buy movies, games, etc. Technically you need to be a 'member' in that you need to agree to the PSN terms of service to use it, but it will never cost you money and requires nothing special (except an up-to-date console and an internet connection) to be allowed to use.
PlayStation Plus, however, is an optional, paid add-on to the PSN that allows you to play most online multiplayer games and gives you some free games on a monthly basis. You do need to pay to keep a PlayStation Plus membership, but it has nothing to do with purchasing games.