Can you get a job without running out of money?
No.
To unlock the option to be able to get a job, you will have to run out of money, so feel free to spend those last $40 on some loot boxes at the start of the game.
To unlock the option to be able to get a job, you will have to run out of money, so feel free to spend those last $40 on some loot boxes at the start of the game.