In Terraria, what differences are there between stone and wood when used to build a house?

Is there any difference between stone and wood when used to build a house?

Apart from the fact that they look different.

Specifically does stone provide more protection?

Solution 1:

There is no difference apart from aesthetics. You can build a house out of anything! Monsters will not spawn unless there is no wall.

Solution 2:

Certain materials offer more durability against explosions, which really won't be a problem unless you decide to PVP.

But realistically, your house likely has 1-tile wide walls anyway, so the resistance is almost unnoticeable, and if you ARE building a structure for protection, like a wall to keep monsters out, in most cases a wood wall will do just fine, and be much easier to replace should it get damaged.

You might also get some benefit from a new item: Iron/Lead doors. Give it a try during a Bloodmoon.