A word for saying things indirectly because you do not know the correct word

Solution 1:

Circumlocution

And by proxy: roundabout speech, circumduction, circumvolution, periphrasis, or ambage

Roundabout speech refers to using many words (such as "a tool used for cutting things such as paper and hair") to describe something for which a concise (and commonly known) expression exists

source: wikipedia

Solution 2:

Teachers will often ask their students, learners of English, to paraphrase the word or expression that they are stuck on, this might also include giving a definition of the said word.

Paraphrase

a rewording of something written or spoken by someone else.
Oxford dictionaries

Solution 3:

I agree with the commentator above that "circumlocution" has a connotation of intentionality. I would use "floundering" for the behavior originally described, although that might have more of a connotation of incoherence than intended by the original question.

Solution 4:

You can talk around the topic, as per this definition from Thefreedictionary.com:

_2. To speak indirectly about: talked around the subject but never got to the point.