Name for the cognitive bias of seeming to not need something when you have it, but needing it when you don't?

An example of what I'm talking about is buying a snow blower because the past few winters have been very snowy, only to find that the next several winters after buying have hardly any snow, i.e. "it stopped snowing because I bought a snow blower".

Another example is finding yourself often carrying an umbrella just in case it rains, but forgetting it once it actually does rain, i.e. "it rained because I forgot my umbrella today".

One's cognitive bias is often not perceived, and the belief that 'fate is against me' is a belief in what's called 'Sod's law', in the UK at least.

Being 'mocked by fate' adds personification.