When to use "point" vs "dot"?

I was wondering when should I use point instead of dot and vice-versa. Could anyone help me with that?

In the sentence I had to write that made me think about this, I was going to say that the user entered a value with dots (i.e. a monetary value).

Solution 1:

Point seems to be more British.

Dot seems to be more American.

I think for number though we would probably just say decimal or decimal point.

Solution 2:

We would use "dot" in the context of a web address, for example "google dot com". An example I can think of for the usage of "point" would be when you're talking about a decimal value, for example "10.2%" would be spoken as "ten point two percent". With regards to currency, I have never seen someone use "dot" or "point", just something like "five pounds ten pence", "five pounds ten" or "five ten". Hope this helps.