Find reason behind BSOD resource_not_owned

Solution 1:

In the past couple of months I started to get BSOD 1-2 times a month.

Your issue is caused by OneDrive and still having an unsupported version of Windows 10 installed on your system. The simplest solution is to install the last update release for 1903. If you are unable to update your system to a supported release, a workaround is to exit OneDrive.exe and/or disable Auto-save within Office documents and disable On-Demand files within OneDrive.

It was reported that KB4517389 is the cause of this issue.

Source: OneDrive's cldflt.sys causing Win 10 BSOD SYSTEM_SERVICE_EXCEPTION