I am looking for a terminal command that not only list all of the installed applications but, also has a breif discription of each one

apt list --installed --verbose


To list installed packages and a brief description,

Run:

aptitude search '~i'

This displays nicely if you set your terminal size to 24 X 132

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Did you look at the results of dpkg -l ?

It's results can be routed to a file if necessary/useful; though as you gave no OS & release details my quick test was on my release*

guiverc@d960-ubu2:/de2900/lubuntu_64$   dpkg -l >blah
guiverc@d960-ubu2:/de2900/lubuntu_64$   view blah

Desired=Unknown/Install/Remove/Purge/Hold                                                                                                                                                     
| Status=Not/Inst/Conf-files/Unpacked/halF-conf/Half-inst/trig-aWait/Trig-pend                                                                                                                
|/ Err?=(none)/Reinst-required (Status,Err: uppercase=bad)                                                                                                                                    
||/ Name                                          Version                                     Architecture Description                                                                        
+++-=============================================-===========================================-============-==================================================================================>
ii  2048-qt                                       0.1.6-2build1                               amd64        mathematics based puzzle game                                                      
ii  a11y-profile-manager-indicator                0.1.11-0ubuntu4                             amd64        Accessibility Profile Manager - Unity desktop indicator                            
ii  abe                                           1.1+dfsg-4                                  amd64        side-scrolling game named "Abe's Amazing Adventure"                                
ii  abe-data                                      1.1+dfsg-4                                  all          side-scrolling game named "Abe's Amazing Adventure" -- data                        
ii  accountsservice                               0.6.55-3ubuntu2                             amd64        query and manipulate user account information                                      
ii  accountsservice-ubuntu-schemas                0.0.7+21.10.20210712-0ubuntu1               all          AccountsService schemas for Ubuntu                                                 
ii  acl                                           2.2.53-10ubuntu2                            amd64        access control list - utilities                                                    
ii  acpi-support                                  0.143build1                                 amd64        scripts for handling many ACPI events     

                                     

etc


You can get a list of all commands on the system with man pages using

man -s 1,6,8 -k .

Section 1 is user commands, section 6 is games, section 8 is admin commands.