Is there a term/word for using an incorrect homophone
Solution 1:
The word is eggcorn
a word or phrase that results from a mishearing or misinterpretation of another, an element of the original being substituted for one which sounds very similar.
We even have an eggcorn tag.
Solution 2:
I would call this a malaprop, or malapropism. A famous one quoted on Wikipedia is from Yogi Berra, the king of the malaprops: "Texas has a lot of electrical votes" (should be "electoral" votes).
Solution 3:
I've seen the term "homophone aphasia" used for this before, I think an eggcorn would be if you spelled the wrong homophone out of ignorance, homophone aphasia being more to do with you consciously knowing the difference and unconsciously making the mistake out of some sort of aging process, ie. "a senior moment".